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Giving Home > Giving News > Finance News > Mortgage Rates Edge Up

Mortgage Rates Edge Up

Published November 7, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, November 6. The survey showed mortgage rates rising after dropping for four consecutive weeks.

This week, the 30-year fixed rate mortgage averaged 6.22%, up from last week’s average of 6.17%. Last year at this time, the 30-year fixed rate mortgage averaged 6.79%.

The 15-year fixed rate mortgage averaged 5.50% this week, up from last week’s 5.41%. During the same week last year, the 15-year fixed rate mortgage averaged 6.00%.

“This week the 30-year fixed-rate mortgage averaged 6.22%,” said Freddie Mac’s Chief Economist, Sam Khater. “On a median-priced home, this could allow a homebuyer to save thousands annually compared to earlier this year, showing that affordability is slowly improving.”

Based on published national averages, the savings rate was 0.40% as of 10/20. The one-year CD averaged 1.68%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.