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Giving Home > Giving News > Finance News > Mortgage Rates Edge Lower

Mortgage Rates Edge Lower

Published May 15, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, May 14. The survey showed mortgage rates decreasing slightly compared to the previous week.

This week, the 30-year fixed rate mortgage averaged 6.36%, down from last week’s average of 6.37%. Last year at this time, the 30-year fixed rate mortgage averaged 6.81%.

The 15-year fixed rate mortgage averaged 5.71% this week, down from last week’s 5.72%. During the same week last year, the 15-year fixed rate mortgage averaged 5.92%.

“Mortgage rates ticked down this week, averaging 6.36%,” said chief economist at Freddie Mac, Sam Khater. “While purchase demand is softening, it remains above this time last year. Recent data also shows existing-home sales modestly edging up.”

Based on published national averages, the savings rate was 0.38% as of 4/20. The one-year CD averaged 1.53%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.